When do I pay fees?

This post has been updated for the 2020-2021 Fall/Winter Session.


Before we jump into the invoice, please take note of the following:

  • If you have an outstanding balance from a previous session, these instructions may not apply to you. You should pay off your outstanding balance as soon as possible to avoid interest charges. Otherwise, you may come across issues with course enrolment if you do not pay off an outstanding balance from a previous session.
  • This sample invoice is of a domestic, Innis College affiliated student in a regulated fee program. This student has also not opted out of any incidental fees. Your invoice will have a long list of incidental charges but for the purposes of this sample invoice, all incidental charges have been condensed into one line. If you are an international student and/or in a de-regulated program (Computer Science, Bioinformatics and Computational Biology, Rotman Commerce), your invoice will look different. If you are living in residence, you should double check with your residence office for residence fee deadlines.
  • If you have any kind of tuition fee deferral on file (OSAP or undergraduate scholarship fee deferral), your payment deadlines may be different.

What to pay and when to pay it:

When looking at your invoice, you should first look at the minimum payment required for registration. This can be found at the bottom of your invoice: for example, the minimum payment for the sample invoice below is $3920.21

The minimum payment is composed of:

$3050 (Fall tuition) + $815.21 (Fall incidentals) + $55 (system access fee) = $3920.21

If you do not see a minimum payment at the bottom of your invoice, calculate your total Fall Term (Fall tuition + Fall incidental fees + system access fee) and make a payment of that amount. The minimum payment must be paid by August 28th, 2019.

By September 30th, you will need to pay the rest of your Fall Term fees (if you still owe anything). To calculate this, simply take the Account Balance (total amount still owing at the top) and subtract the Winter Term fees (both Winter non-tuition and Winter tuition fees). If you already paid your minimum payment in full, you will most likely not owe anymore fees for the Fall unless more charges were added later (e.g. you enrolled in a course afterwards which charged ancillary fees).

The rest of your fees (Winter Term) will be due November 30th. This number consists of your Winter tuition + Winter incidentals.

In the sample invoice below, the total amount owing for the Winter 2020 term would be composed of:

$3050 (Winter tuition) + $821.71 (Winter incidentals) = $3871.71



What happens if you don’t make the minimum payment by August 28th?

Your registration will be cancelled and you will be removed from courses.

What happens if you don’t pay your Fall fees by September 30th?

If you don’t pay the remainder of your Fall Term fees, you will start to accumulate monthly service charges (interest) starting on October 15th at a rate of 1.5% a month.

What happens if you don’t pay your Winter fees by November 30th?

You will start accumulating service charges starting on December 16th at a rate of 1.5% a month (unless you have an OSAP deferral). See below for more info.

What happens if I’ve applied for OSAP but won’t be getting my funding until September?

Try deferring your fees on ACORN under Tuition Fee Deferral. This will defer your minimum payment to the September 30th deadline and your Winter fees to January 31st. For more info on OSAP deferral payment deadlines, see page 2 of this link. If you are unsuccessful in deferring your fees on ACORN, please contact your registrar’s office for assistance.

I made a payment but I don’t see it reflected on my invoice. What do I do?

Payments usually take a few business days to process so if you have made a payment and don’t see it on your invoice, it’s fine. However, if you are paying really close to the deadline and are worried it might not be processed by the deadline, you can show proof of payment to your Registrar’s Office to make sure you don’t get removed from your courses. This can be in the form of a bank statement screenshot or a receipt.

How do I pay?

If you are paying within Canada: see here.

If you are paying outside of Canada: see here.

Where can I find all of this information online?

For all of this information and much more, please visit fees.utoronto.ca!

Payment deadlines are listed here and service charge dates are listed here.


Contact your college registrar’s office!

Leave a Reply

Your email address will not be published. Required fields are marked *